First Time Home Buyers - How To Buy a Home
Dedicated to the First Time Home Buyer, we are here to give you the information you need to buy your first home.
We are a group of real estate agents and mortgage lenders, and we know the home buying process can be confusing and intimidating. Learning a few key factors can help make the process easier to understand and less stressful.
Our Website @ https://fthbpros.com has all episodes, articles, tools, and additional resources.
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Episodes
31 episodes
First Time Homebuyers: Navigating the Journey with Expert Guidance and Insights
Ready to embark on the rewarding journey of homeownership, but feeling overwhelmed by the process? Worry no more; we've got you covered with our First Time Homebuyers podcast! As your personal guide and licensed loan officer and real estate age...
1 - The Basics of buying a home from start to finish.
The 15 steps of the home buying process. It's really the 101 of buying a home - from start to finish, tailored to the first time home buyer.Are you ready to navigate the world of homebuying with confidence? Join us on this inform...
2 - How to Find a Lender, and What Questions Should I Ask Them?
Today we’ll be talking about how to find a good lender and what questions to ask them to make sure they’re a good fit for you.For each section, we go into detail to help you better understand the process.Let’s first st...
3 - Choosing a Real Estate Agent
One of the first steps to home ownership is choosing a real estate agent.I’d like to go over a few ways you can find an agent, and the types of questions you can ask.Want to get connected with a vetted agent right away? We’ve par...
4 - What is a Pre-Approval / Pre-Qualification?
Today we’ll be talking about what is a pre-approval or pre-qualification.We’ll also talk about what kind of documentation you may need to get that letter.Let’s start at the beginning, a pre-approval or pre-qualification are bot...
5 - What is a Credit Score, and is Credit Karma Accurate
Today I’ll be talking about What is a Credit Score, and is Credit Karma Accurate.See full show notes @ https://fthbpros.com/what-is-a-credit-scor...
6 - What is an FHA Loan?
Sometimes called the first time home buyers loan, FHA loans are one type of loan that you may come across during your research. We’ll take a closer look at what an FHA loan is and how it might benefit you as a first-time home buyer.
7 - Buying an REO or Short Sale Home
We're talking about buying distressed homes for less than market value, are they worth it? Raj Sharma brings his knowledge of REO, short sale, and pre-foreclosure homes to the episode, to give you an idea of what these homes are, how to f...
8 - How to Save for a Down Payment on a House
Saving up for a down payment on a house can seem like an impossible task but there are ways to make it happen. I give 8 different tactics that can be used and combined together to help you get your down payment in 12-24 months.See the f...
9 - Is Now a Good Time to Buy a Home?
If you’re thinking of buying a home, it’s important to consider a number of factors. These include your current financial situation, employment stability, and future plans. The market conditions themselves may not be as important as you think. ...
10 - What is a VA Loan?
The Department of Veterans Affairs (VA) offers a mortgage loan that can be used by those who have served or are presently serving in the military. With no down payment required, and no mortgage insurance, this is one of the best loans available...
11 - What is a Home Inspection?
Buying a home can be an intimidating process, but having a comprehensive inspection done can help you make an informed decision and give you peace of mind. Join Our Facebook Community @
12 - Are You Emotionally Ready To Buy A Home?
8 questions to ask yourself to make sure you are ready to buy a home from an emotional standpoint. Full Article and show notes @ https://fthbpros.com/are-you-emotio...
13 - Buying a Home in a High Interest Rate Market
It’s the end search is over. Stop even looking for a house. You’ll never be able to afford it, not with those interest rates.Is that what you've been hearing or thinking? Is it even worth looking at homes anymore? Is your dream c...
14 - Alternate Loan Programs
If you're self-employed or a contractor, maybe you have inconsistent seasonal income or had some major financial issues recently. Keep listening. This episode is for you.We'll focus on the following alternate (Non QM) loans:...
15 - What You Need to Know About Credit
In this episode of the podcast, we talked to Stef Beltran del Rio from 360 Credit Consulting about the basics of credit for first time home buyers. We disc...
16 - The Hidden Costs and Fees of Buying a Home
In this episode, we will explore the often-hidden costs and fees associated with purchasing a home that most buyers don’t consider. From home inspections and closing costs to moving expenses and mortgage fees, there are many hidden charges tuck...
17 - Purchasing a New Construction Home
Learn about purchasing a new construction home - some tips and information to get the most out of your purchase. From financing options, to budgets and design choices, we want you to be prepared for the process and make an informed decision.
18 - What is Marry the House, Date the Rate?
One popular piece of advice given to first time home buyers is to “marry the house and date the rate.” This phrase refers to the idea of putting more emphasis on finding a house that meets your needs for the long term, and thinking of the inter...
19 - Down Payment Assistance Programs
We dive into the world of down payment assistance programs and how they can help you achieve your dream of homeownership. With housing affordability becoming a growing issue, these programs are becoming increasingly important for first-time buy...
20 - Empowered 3.5% Down Payment Assistance Program - Forgiven after 6 Months
I'm talking about one of my favorite down payment assistance programs that you can qualify for even if you make a higher income.If you qualify for an FHA loan, you likely can qualify for this.This program offers a 2% or 3.5% for...
21 - How To Budget for Buying A House
We'll be discussing the age-old question, how much should we spend on a home? With everyone's situation being unique, it's important to talk about the fundamentals of creating a budget and give you some overall guidance that you can use to come...
22 - Home Touring and Open House Tips
As a first time home buyer, you may not know some of the Do’s and Don’t of touring a home, whether that’s going to open houses or a private tour with an agent. We’ll go over 8 do’s and 8 don’ts about touring homes, and talk about some key point...
23 - Condo and Townhome Living: Common Misbeliefs and Why They Might be a Great First Home
Are the myths about condos and townhomes holding you back from exploring their benefits? Tune in as we debunk 10 common misconceptions and discuss the pros and cons of condo and townhome living. Discover the key differences in maintenance, priv...
24 - Conquering Condo Financing: A First-Time Homebuyer's Guide
Ready to take the plunge into your first condo or townhome purchase, but feeling overwhelmed by the financing process? Our resident expert, Sarah, is here to guide us through the your journey toward homeownership with a condo or townhome.