First Time Home Buyers - How To Buy a Home
Dedicated to the First Time Home Buyer, we are here to give you the information you need to buy your first home.
We are a group of real estate agents and mortgage lenders, and we know the home buying process can be confusing and intimidating. Learning a few key factors can help make the process easier to understand and less stressful.
Our Website @ https://fthbpros.com has all episodes, articles, tools, and additional resources.
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Episodes
30 episodes
Navigating the 2025 Real Estate Market: What You Should Know as First-Time Homebuyers
The podcast highlights the challenges of navigating the 2025 housing market, emphasizing high-interest rates, new commission structures, and insurance implications in disaster-prone states. Listeners are urged to remain proactive and informed t...
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Episode 29
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15:43
28 - Understanding and Utilizing Seller Concessions for Maximum Home Buying Advantage
Ever thought about how you might be leaving money on the table in your home buying negotiations? Well, we've got the perfect episode for you! Today, we're unpacking the mysterious world of seller concessions, and how they can work in your favor...
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Episode 28
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15:27
27 - Manufactured Homes & Building A Home On Your Own Land
Ever wondered what distinguishes a manufactured home from a stick-built one? Or perhaps you've grappled with the stigmas and misconceptions surrounding manufactured homes. If so, this episode is for you. We're joined by the seasoned expert and ...
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Episode 27
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33:35
26 - Top 10 Real Estate Scams & How to Avoid Them
We're looking at some of the most devious scams and practices that could happen to first-time home buyers. From fake rental listings, bait and switch schemes, to the devastating impact of title fraud - we expose the top 10 that can affect you.&...
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Episode 26
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26:55
25 - Exploring the Benefits of Smaller Homes and Finding Your Perfect Space
What if we told you that choosing a smaller home could actually lead to a happier, more fulfilling life? Join us as we explore the ever-changing concept of the "right size" home and discuss how sometimes, less is more. We'll take you on a journ...
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Episode 25
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19:56
First Time Homebuyers: Navigating the Journey with Expert Guidance and Insights
Ready to embark on the rewarding journey of homeownership, but feeling overwhelmed by the process? Worry no more; we've got you covered with our First Time Homebuyers podcast! As your personal guide and licensed loan officer and real estate age...
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1:22
24 - Conquering Condo Financing: A First-Time Homebuyer's Guide
Ready to take the plunge into your first condo or townhome purchase, but feeling overwhelmed by the financing process? Our resident expert, Sarah, is here to guide us through the your journey toward homeownership with a condo or townhome.
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Episode 24
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21:30
23 - Condo and Townhome Living: Common Misbeliefs and Why They Might be a Great First Home
Are the myths about condos and townhomes holding you back from exploring their benefits? Tune in as we debunk 10 common misconceptions and discuss the pros and cons of condo and townhome living. Discover the key differences in maintenance, priv...
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Episode 23
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14:53
22 - Home Touring and Open House Tips
As a first time home buyer, you may not know some of the Do’s and Don’t of touring a home, whether that’s going to open houses or a private tour with an agent. We’ll go over 8 do’s and 8 don’ts about touring homes, and talk about some key point...
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Episode 22
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15:02
21 - How To Budget for Buying A House
We'll be discussing the age-old question, how much should we spend on a home? With everyone's situation being unique, it's important to talk about the fundamentals of creating a budget and give you some overall guidance that you can use to come...
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Episode 21
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24:13
20 - Empowered 3.5% Down Payment Assistance Program - Forgiven after 6 Months
I'm talking about one of my favorite down payment assistance programs that you can qualify for even if you make a higher income.If you qualify for an FHA loan, you likely can qualify for this.This program offers a 2% or 3.5% for...
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Episode 20
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9:36
19 - Down Payment Assistance Programs
We dive into the world of down payment assistance programs and how they can help you achieve your dream of homeownership. With housing affordability becoming a growing issue, these programs are becoming increasingly important for first-time buy...
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Episode 19
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17:21
18 - What is Marry the House, Date the Rate?
One popular piece of advice given to first time home buyers is to “marry the house and date the rate.” This phrase refers to the idea of putting more emphasis on finding a house that meets your needs for the long term, and thinking of the inter...
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Episode 18
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5:36
17 - Purchasing a New Construction Home
Learn about purchasing a new construction home - some tips and information to get the most out of your purchase. From financing options, to budgets and design choices, we want you to be prepared for the process and make an informed decision.
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Episode 17
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13:10
16 - The Hidden Costs and Fees of Buying a Home
In this episode, we will explore the often-hidden costs and fees associated with purchasing a home that most buyers don’t consider. From home inspections and closing costs to moving expenses and mortgage fees, there are many hidden charges tuck...
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Episode 16
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16:04
15 - What You Need to Know About Credit
In this episode of the podcast, we talked to Stef Beltran del Rio from 360 Credit Consulting about the basics of credit for first time home buyers. We disc...
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Episode 15
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29:14
14 - Alternate Loan Programs
If you're self-employed or a contractor, maybe you have inconsistent seasonal income or had some major financial issues recently. Keep listening. This episode is for you.We'll focus on the following alternate (Non QM) loans:...
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Episode 14
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16:40
13 - Buying a Home in a High Interest Rate Market
It’s the end search is over. Stop even looking for a house. You’ll never be able to afford it, not with those interest rates.Is that what you've been hearing or thinking? Is it even worth looking at homes anymore? Is your dream c...
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Episode 13
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15:53
12 - Are You Emotionally Ready To Buy A Home?
8 questions to ask yourself to make sure you are ready to buy a home from an emotional standpoint. Full Article and show notes @ https://fthbpros.com/are-you-emotio...
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Episode 12
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11:24
11 - What is a Home Inspection?
Buying a home can be an intimidating process, but having a comprehensive inspection done can help you make an informed decision and give you peace of mind. Join Our Facebook Community @
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Episode 11
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14:46
10 - What is a VA Loan?
The Department of Veterans Affairs (VA) offers a mortgage loan that can be used by those who have served or are presently serving in the military. With no down payment required, and no mortgage insurance, this is one of the best loans available...
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Episode 10
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7:51
9 - Is Now a Good Time to Buy a Home?
If you’re thinking of buying a home, it’s important to consider a number of factors. These include your current financial situation, employment stability, and future plans. The market conditions themselves may not be as important as you think. ...
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Episode 9
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10:23
8 - How to Save for a Down Payment on a House
Saving up for a down payment on a house can seem like an impossible task but there are ways to make it happen. I give 8 different tactics that can be used and combined together to help you get your down payment in 12-24 months.See the f...
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Episode 8
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14:53