First Time Home Buyers - How To Buy a Home
First Time Home Buyer Pros is hosted by Dat Nguyen, a Certified Mortgage Advisor and mortgage loan officer in Orange County, California. Each week, Dat breaks down mortgages and the home-buying process so first-time buyers can make smarter decisions about financing, pre-approval, down payments, mortgage rates, offers, closing costs, underwriting, and buying their first home.
Dat Nguyen
NMLS 1379110
Episodes
33 episodes
First Time Homebuyers: Navigating the Journey with Expert Guidance and Insights
Ready to embark on the rewarding journey of homeownership, but feeling overwhelmed by the process? Worry no more; we've got you covered with our First Time Homebuyers podcast! As your personal guide and licensed loan officer and real estate age...
29 - When Is the Right Time to Buy Your First Home?
Trying to decide whether you should buy your first home now or wait for interest rates or home prices to change?In this episode, I break down how to know when you’re actually ready to buy a home — based on your monthly payment, savings, ...
13 - Buying a home in a "high" interest rate environment.
Waiting for mortgage rates to drop can cost us more because lower rates often pull buyers back in and push home prices higher. We walk through the math, explain “marry the house, date the rate,” and lay out practical ways to lower a monthly pay...
How Much House Can I Actually Afford? | First-Time Home Buyer Budget
How much house can you actually afford as a first-time home buyer?Getting approved for a mortgage is one thing. Choosing a monthly housing payment that fits your lifestyle, savings goals, and long-term financial plan is something complet...
How to Choose a Mortgage Lender: 10 Questions Every First-Time Home Buyer Should Ask
Choosing the right mortgage lender is about more than finding the lowest interest rate.In this episode, Dat Nguyen breaks down how first-time home buyers should actually compare mortgage lenders, what questions to ask before getting pre-...
1 - The Basics of buying a home from start to finish.
Buying your first home can feel overwhelming when you don’t know what happens next.In this episode of First Time Homebuyer Pros, Dat Nguyen walks you through the entire home-buying process—from what you should do before speaking w...
3 - Choosing a Real Estate Agent
One of the first steps to home ownership is choosing a real estate agent.I’d like to go over a few ways you can find an agent, and the types of questions you can ask.Want to get connected with a vetted agent right away? We’ve par...
4 - What is a Pre-Approval / Pre-Qualification?
Today we’ll be talking about what is a pre-approval or pre-qualification.We’ll also talk about what kind of documentation you may need to get that letter.Let’s start at the beginning, a pre-approval or pre-qualification are bot...
5 - What is a Credit Score, and is Credit Karma Accurate
Today I’ll be talking about What is a Credit Score, and is Credit Karma Accurate.See full show notes @ https://fthbpros.com/what-is-a-credit-scor...
6 - What is an FHA Loan?
Sometimes called the first time home buyers loan, FHA loans are one type of loan that you may come across during your research. We’ll take a closer look at what an FHA loan is and how it might benefit you as a first-time home buyer.
7 - Buying an REO or Short Sale Home
We're talking about buying distressed homes for less than market value, are they worth it? Raj Sharma brings his knowledge of REO, short sale, and pre-foreclosure homes to the episode, to give you an idea of what these homes are, how to f...
8 - How to Save for a Down Payment on a House
Saving up for a down payment on a house can seem like an impossible task but there are ways to make it happen. I give 8 different tactics that can be used and combined together to help you get your down payment in 12-24 months.See the f...
9 - Is Now a Good Time to Buy a Home?
If you’re thinking of buying a home, it’s important to consider a number of factors. These include your current financial situation, employment stability, and future plans. The market conditions themselves may not be as important as you think. ...
10 - What is a VA Loan?
The Department of Veterans Affairs (VA) offers a mortgage loan that can be used by those who have served or are presently serving in the military. With no down payment required, and no mortgage insurance, this is one of the best loans available...
11 - What is a Home Inspection?
Buying a home can be an intimidating process, but having a comprehensive inspection done can help you make an informed decision and give you peace of mind. Join Our Facebook Community @
12 - Are You Emotionally Ready To Buy A Home?
8 questions to ask yourself to make sure you are ready to buy a home from an emotional standpoint. Full Article and show notes @ https://fthbpros.com/are-you-emotio...
14 - Alternate Loan Programs
If you're self-employed or a contractor, maybe you have inconsistent seasonal income or had some major financial issues recently. Keep listening. This episode is for you.We'll focus on the following alternate (Non QM) loans:...
15 - What You Need to Know About Credit
In this episode of the podcast, we talked to Stef Beltran del Rio from 360 Credit Consulting about the basics of credit for first time home buyers. We disc...
16 - The Hidden Costs and Fees of Buying a Home
In this episode, we will explore the often-hidden costs and fees associated with purchasing a home that most buyers don’t consider. From home inspections and closing costs to moving expenses and mortgage fees, there are many hidden charges tuck...
17 - Purchasing a New Construction Home
Learn about purchasing a new construction home - some tips and information to get the most out of your purchase. From financing options, to budgets and design choices, we want you to be prepared for the process and make an informed decision.
18 - What is Marry the House, Date the Rate?
One popular piece of advice given to first time home buyers is to “marry the house and date the rate.” This phrase refers to the idea of putting more emphasis on finding a house that meets your needs for the long term, and thinking of the inter...
19 - Down Payment Assistance Programs
We dive into the world of down payment assistance programs and how they can help you achieve your dream of homeownership. With housing affordability becoming a growing issue, these programs are becoming increasingly important for first-time buy...
20 - Empowered 3.5% Down Payment Assistance Program - Forgiven after 6 Months
I'm talking about one of my favorite down payment assistance programs that you can qualify for even if you make a higher income.If you qualify for an FHA loan, you likely can qualify for this.This program offers a 2% or 3.5% for...
21 - How To Budget for Buying A House
We'll be discussing the age-old question, how much should we spend on a home? With everyone's situation being unique, it's important to talk about the fundamentals of creating a budget and give you some overall guidance that you can use to come...
22 - Home Touring and Open House Tips
As a first time home buyer, you may not know some of the Do’s and Don’t of touring a home, whether that’s going to open houses or a private tour with an agent. We’ll go over 8 do’s and 8 don’ts about touring homes, and talk about some key point...